Fund Otter

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Applicant details

Please provide your legal name as it appears on your identification.

First name *

Required.

Last name *

Required.

Email address *

Enter a valid email address.

Home telephone *

Enter a valid 10-digit number.

Best time to contact *

Select an option.

Date of birth *

You must be 18 or older.

Social Security Number *

Enter a valid 9-digit SSN.

Driver's license number *

Enter a valid license number.

Amount requested *

Select an amount.

Purpose of funds *

Select a purpose.

Your Social Security Number and driver's license are required by lenders to verify identity under federal law. Both are encrypted in transit and at rest.

Residence

Lending is regulated at state level, so availability depends on where you live.

Street address *

Required.

City *

Required.

State *

Required.

ZIP code *

5 digits.

Residential status *

Required.

Months at this address *

Enter at least 1 month.

Income and employment

Lenders weigh income stability more heavily than credit score alone.

Income source *

Required.

Net monthly income *

Required.

Employer name *

Required.

Months with employer *

Enter at least 1 month.

Job title *

Required.

Work telephone *

Enter a valid 10-digit number, must differ from home phone.

Pay frequency *

Required.

Pay type *

Required.

Next pay date *

Must be a future date.

Approximate credit rating *

Select a rating.

Active-duty military *

Required.

U.S. citizen *

Required.

Banking

Required so that funds may be deposited should you accept an offer.

Bank name *

Required.

Account type *

Required.

Routing number (ABA) *

9 digits.

Account number *

4–25 digits.

Months with this bank *

Enter a number.

Direct deposit to this account *

Required.

Fund Otter does not debit your account. These details are provided to the lender you select so that funds may be transferred.

Review and submit

Please confirm the particulars below before your request is presented to lenders.

Finding your lender…

Your request is being securely presented to licensed lenders in our network. This usually takes under two minutes — please keep this page open.

Request receivedEncrypted and queued.

Reviewing your profileChecking lending options that may fit.

Presenting to lendersForwarding your request to the network.

Awaiting a decisionWaiting for a lender to respond.

Working…

Applicant details

Residence

Income and employment

Banking

Review and submit

Finding your lender…

Your request has been submitted

No offer this time

Your loan request

Applicant details

Residence

Income and employment

Banking

Review and submit

Finding your lender…

Your request has been submitted

No offer this time